Walt: People are living longer and as a result of that, there are people that are going to outlive their assets. But, one of the real desires I’ve seen from research is that people do not want to have their passing become a burden on their heirs.
Walt: So the answer for that is a small portion of whole life insurance that can cover those final expenses. And it’s not just burial. I mean a lot of older people now have mortgages than they ever had before.