Jenna: It’s easy when you’re young to think that life insurance is something you won’t need until one of you is in your 80’s and it would be nice if life worked that way. But really it’s time to be realistic and say okay we hope nothing ever happens to either of us. Sometimes the important things are hard to talk about because they are hard to think about. I think once you start building a life together and you start talking about what your dreams are whether that is a house or having kids and someday putting them through college, you have to at least have the thought of what happens if something happens to one of you. So I think it’s important to put life insurance into place so that you’re covered so that if God forbid something happens to one of you, the rest of the dream can go on.