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Securing Additional Coverage: Buying a Home

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Joelle: Usually the mortgage is the biggest burden that people carry, you know, as far as an expense. So if something happens unexpectedly, and you want to make sure that your spouse is able to stay in that household; especially if there are children and you’re going through this emotional distress of you know an unexpected death in the family, you know then they don’t have to worry about that. The money for the mortgage can be there and can be paid off and they can stay in the home and not have to worry about selling it or moving into a smaller house into a different neighborhood and things like that, so it’s good security for that reason.