Edward: Each one suits a different need. Term insurance is temporary. I may buy a 30 year term. If anything happens in that 30 years, Amica Life steps up. I’m covered. After that 30 year mark, it’s now expired. It’s just a temporary insurance for a certain amount of time. Whole life just as it sounds it’s whole life, it’s permanent. It protects you until the day you die. It’s always in place as long as you’re paying your premiums.