Edward: You just graduated college, you’re a few years out. I guarantee you have college loans. Most cases a parent or someone has signed off as a co-signer for that loan. If you were to pass, who is going to be responsible for that loan? Probably your family. You don’t want to burden them with that. Securing life insurance at that age is very affordable, because usually it depends on health, but if you’re 20-something in great health, you are going to qualify for our best rates and that’s going to be very affordable.
As many as 80% of Americans age 25-34 believe that life insurance is an integral part of a person’s life-long financial planning.1
You may not think you need life insurance because you may not own a home, have children or others who depend on you financially. But if you have dreams of buying a home, raising a family, or starting a business, purchasing life insurance now is a smart decision. Life insurance can also help to protect cosigners, like parents or grandparents, from your debts such as student loans, so that your passing doesn’t create a burden for them.
With life insurance, the younger and healthier you are, the less expensive it can be. Purchasing a policy now can save you money in the long run, and will help you create a foundation to build upon as your dreams and financial obligations grow.
Use our needs calculator to find out.
With Amica Life, you can always expect an extraordinary level of service. Our licensed professionals will listen to your unique needs, answer your questions, identify coverage that's right for you and then help you every step of the way to ensure your coverage stays in line with all of your life’s changes. With an A+ (Superior) rating from A.M. Best2, a leading authority on insurance company financial stability, you can also be confident Amica Life will be there for your loved ones.Learn more now!
12015 Amica Life Financial Peace of Mind Survey
2A.M. Best Company. Feb. 18, 2016. A+ is the second highest of 15 possible ratings. For the latest rating, access ambest.com.