Shopping for life insurance

 

What to consider when shopping for life insurance

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Todd: Most people nowadays, it’s all about the Internet age. Everybody goes on the Internet to find out as much as they can about anything that they’re looking to buy. Whether it’s you know life insurance or a toaster. They’re going to go on the Internet and look things up. So the first thing you want to do is probably find out what type of life insurance is out there. So you do all your Internet research. You may want to ask other family and friends who might have life insurance coverage, any recommendations from a company perspective. The biggest thing about the company though is how good is the company? What’s the quality of the company? This is a situation where you’re going to have a policy for 10, 20, 30 years … so it goes a long time. And if you need this particular company 28 years down the road,   you want to make sure that they’re financially stable enough so that they’re going to be there.

How do I get started?

You can start by searching online and using the resources such as needs calculators, FAQs, quoting engines or live chat provided by reputable life insurance companies. These resources can help you become more informed about life insurance.

You’ll also want to make sure the company you select has a strong financial rating to ensure they will be there for you when it’s time to pay your claim.

Lastly, reputation and excellent customer service are important features of the company you choose. These can be accessed through the ratings provided by organizations such as Consumer Reports or J.D. Power.

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How much life insurance coverage is right for you?

Use our needs calculator to find out.

Life insurance calculator

Resources

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Your helpful life insurance guide: Shopping for Life Insurance

When it comes to shopping for life insurance, you may need help making an informed decision. We’ve created this guide that’ll make it much easier for you when you’re looking to purchase life insurance.

Does your life insurance address all of your financial responsibilities?

It’s critical to understand that life insurance can help you address financial concerns beyond your mortgage and final expenses, today and tomorrow.

Tips to help determine the right amount of coverage for your needs

No matter what stage of life you’re in, it’s important to consider several factors to help determine if your life insurance covers all of your unique needs.

Amica Life Survey finds Many Americans are underinsured – are you?

If something were to happen to you, or to your spouse, would you have enough life insurance protection to cover all of your expenses?

Life insurance needs for different generations

Whether you’re part of the Baby Boomer generation, Gen X or are a Millennial there are many reasons to purchase a life insurance policy to help protect your loved ones.

Why Amica Life?

With Amica Life, you can always expect an extraordinary level of service. Our licensed professionals will listen to your unique needs, answer your questions, identify coverage that's right for you and then help you every step of the way to ensure your coverage stays in line with all of your life’s changes. With an A+ (Superior) rating from A.M. Best2, a leading authority on insurance company financial stability, you can also be confident Amica Life will be there for your loved ones.

Learn more now!

¹A.M. Best Company. Feb. 18, 2016. A+ is the second highest of 15 possible ratings. For the latest rating, access ambest.com.