QUESTION 1 OF 7

What is your living situation?

QUESTION 2 OF 7

What monthly debt obligations do you have?

QUESTION 3 OF 7

What do you have for savings?

QUESTION 4 OF 7

Are you married or do you have a partner?

QUESTION 5 OF 7

Do you have children?

QUESTION 6 OF 7

Do you regularly donate to charity?

QUESTION 7 OF 7

Is there anyone else, such as a parent, sibling or other relative, who is dependent on you financially?

Results:
Start considering future needs: It looks like you may not need coverage right now. However, you may want to speak to an Amica Life Insurance specialist to understand the benefits of getting coverage at a younger age so that you’re insured when you experience significant life events, like getting married, buying a home or welcoming a child. Generally, the younger and healthier you are when you first get coverage, the less the coverage cost will be. Use our needs calculator to determine how much life insurance coverage you may need based on your unique situation.
Results:
Weigh your options: With your debt and plans for the future, you should consider purchasing a life insurance policy. Not sure what type? Visit our products page to see what policy type is right for you at this time in your life and what may be best for your future. Rates tend to go up with age, so the younger and healthier you are, the more affordable rates can be. You can use our needs calculator to help determine the right amount of coverage for your needs.
Results:
You need coverage: You have exciting plans for the future! However, if you pass unexpectedly, your loved ones may be burdened with financial obligations: co-signed debt, mortgage payments, child care, etc. If you have coverage from your employer, consider adding an individual policy that will provide you more flexibility and coverage. Now is a great time to get a term life insurance policy to cover your immediate needs; you should also look at the option of whole life insurance so that your loved ones are protected for longer. For both options, remember that rates tend to go up with age. So, the younger and healthier you are, the more affordable rates can be.