Todd: It is pretty simple. First, we’re going to do a needs analysis. Figure out exactly what you’re trying to protect. Is it children? Is it a spouse? Is it a home? That’s the first step. Once we go through that, we’ll give you a recommendation on how much coverage we think you should have based on the information that you provided to us. We’ll ask you some simple medical questions to try and you know get a little bit of a better picture as to how healthy you are. We will set up an exam for someone to come out to your house and get some blood samples, measure your height and weight. Basically just to find out as much as we can.
Vince: So I don’t have to go to the doctor on my own?
Todd: No. We’ll actually set this up for you. They’ll come directly to your house. It’s on your time. Whatever works for you. It’s a pretty simple process. It takes about 20 minutes.
Vince: And how long do you think the initial conversation will take when I call?
Todd: Probably about 20 to 25 minutes is the typical amount of time. Again, we’re trying to find out as much as we can about you and give you a good recommendation.
Vince: Um hum.
Todd: And that’s in order to do that, we need to spend a little bit of time with you.
Once you’ve determined the type of life insurance and the amount of coverage that fits your needs, you are ready to begin a very simple application process.
This easy process starts by answering questions about you, your lifestyle, and your medical history. Next, depending on the type and amount of life insurance applied for, you may need a simple medical exam. This typically includes recording your height, weight, and blood pressure, as well as collecting a blood and urine sample. This process is done at your convenience at your home or place of work and with no cost to you. Rest assured, through the entire process your information is kept strictly confidential.
Once this information is collected, it will be reviewed by an Amica Life underwriter and you will be contacted regarding the results or any outstanding requirements necessary to issue the policy.
Use our needs calculator to find out.
With Amica Life, you can always expect an extraordinary level of service. Our licensed professionals will listen to your unique needs, answer your questions, identify coverage that's right for you and then help you every step of the way to ensure your coverage stays in line with all of your life’s changes. With an A+ (Superior) rating from A.M. Best2, a leading authority on insurance company financial stability, you can also be confident Amica Life will be there for your loved ones.Learn more now!